Sunday, 2 August 2009

When Will It Ever End.........

A month has gone since my last entry and still nothing has changed....

Plank being the twat he is has not paid the council tax owing on the "matrimonial" home. The council now want the full year paid and have added another £100 to the bill just to help things along. The property has been empty since I moved out last October, the council only allow a six month period of non payment before they start charging you again and seemingly the full amount!! Work that one out.

The council sent him a bill in April which he has ignored, they were then supposed to send a bill to me if he didn't pay, this they didn't and now I am tarred with the same brush as him. Why you may ask should he pay, well he has paid nowt since December 2007 on the house in any way shape or form, he is working, I am not.

The possession order on the house was granted last week even though a sale had been secured, adding another £750 onto the money coming out of the "proceeds" - the redemption charges the bank have added to pay up the mortgage have also added another £1000 to the final amount, meaning that I have now not enough out of the agreed sale price to let the sale proceed unless one of the tossers in the equation relent and reduce their fee.

The estate agents want £2600 for selling a house - that they valued at £130k when they took the sale on in September 2007 - they have eventually sold for £78000. A friend sold a property this week for £110k and has been charged over £1000 less than that, work that one out!!

Apparently these agents work on a fixed fee, not a percentage!! Well if I am having to take over £50k less than anticipated I expect a fee equivalent to that reduction to be charged.

So what do I do, allow the repossession to go ahead 18th August, bearing in mind it was a fixed fee mortgage they have been charging interest at over 5% all this time, now it seems the tide is turning and the property market is beginning to recover they decide to take it, so no doubt make more than the prices of the past 18 months, all at my expense - or fight on for a sale that's being eaten up with extortionate fess that no one appears to want to help in any way reduce!!

I am not coming out of this with debt!!!

Sick of it all, the banks, estate agents, plank being a twat, the council tax people who are stupid wanting to charge tax on an unoccupied house using NO services!!

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